|
OTHER
PAYMENTS
Anguelov, Christoslav E., Marianne A. Hilgert and Jeanne M. Hogarth.
"U.S. Consumers and Electronic Banking, 1995-2003,"
Federal Reserve Bulletin, 2004.
Azariadis,
Costas, James Bullard, and
Bruce Smith.
"Private and
Public Circulating
Liabilities,"
Journal of Economic Theory,
99(1), July 2001, pp. 59-116.
Bank for
International
Settlements.
"Retail
Payments in Selected
Countries: A Comparative
Study,"
Basle: Bank
for International
Settlements,
1999.
Bank for
International
Settlements.
"Statistics on
Payments Systems in the
Group of Ten
Countries,"
Basle: Bank
for International
Settlements,
1997.
Barron, John
M., Michael E. Staten, and
John Umbeck.
"Discounts for
Cash in Retail Gasoline
Marketing,"
Contemporary
Policy Issues, 10(4),
October 1992, pp.
89-102.
Bauer, Paul
W.
"A
Beginner's Guide to the
U.S. Payment
System,"
Federal
Reserve Bank of Cleveland
Economic Commentary,
July
1994.
Bauer, Paul W.
and Diana
Hancock.
"The Efficiency
of the Federal Reserve in
Providing Check Processing
Services,"
Journal of
Banking and Finance,
17, 1993, pp.
287-311.
Carow, Kenneth
A. and Michael E.
Staten.
"Debit, Credit,
or Cash: Survey Evidence on
Gasoline
Purchases,"
Journal of
Economics and
Business, 51(5),
October 1999, pp.
409-21.
Chakravorty,
Sujit.
"Why Has Stored
Value Not Caught
On?"
Federal
Reserve Bank of Chicago,
S&R Working Paper 00-6,
2000.
Congressional
Budget Office.
"Emerging
Electronic Methods for
Making Retail
Payments,"
CBO Study,
1996.
Daniels,
Kenneth N. and Neil B.
Murphy.
"The Impact of
Technological Change on
Household Transactions
Account Balances: An
Empirical Cross-Section
Study,"
Journal of
Financial Services
Research, 8, 1994,
pp. 13-9.
Dias, Clecio
and Jose
Bortoni.
"Credit Cards,
Pre-dated Checks and
Consumer Credit in
Brazil-An Information
Asymmetry
Approach,"
University of
Illinois, Ph.D.,
1999.
Drehmann, Mathias,
Charles Goodhart and
Malte Krueger.
"The Challenges Facing
Currency Usage: Will the Traditional
Transactions Medium Be Able to
Resist Competition
from the New Technologies?,"
Economic Policy,
34,
2002, pp. 193-227.
Emmons,
William R.
"Price
Stability and the
Efficiency of the Retail
Payments
System,"
Federal
Reserve Bank of St. Louis
Review, 78, October
1996, pp. 49-68.
Good, Barbara
A.
"Will
Electronic Money be adopted
in the United
States?"
Federal
Reserve Bank of Cleveland,
Working Paper 9822,
1998.
Good, Barbara
A.
"Electronic
Money,"
Federal
Reserve Bank of Cleveland,
Financial Services Working
Paper 9716,
1997.
Green, Edward
J.
"We
need to think Straight
about Electronic
Payments,"
Journal of
Money, Credit and
Banking, 31(3),
August 1999, pp.
668-70.
Hancock, Diana
and David B.
Humphrey
"Payment
Transactions, Instruments,
and Systems: A
Survey,"
Journal of
Banking and Finance,
21, 1998, pp.
1573-624.
Hancock,
Diana, David B. Humphrey,
and James A.
Wilcox.
"Cost
Reductions in Electronic
Payments: The Roles of
Consolidation, Economies of
Scale, and Technical
Change,"
Journal of
Banking and Finance,
23, 1999, pp.
391-421.
Heng,
Stefan.
"E-Payments: Modern Complement
to Traditional Payment
Systems,"
Economics Working Paper
Archive at WUSTL, 2004.
Humphrey,
David B.
"The Economics
of Electronic Benefit
Transfer
Payments,"
Federal
Reserve Bank of Richmond
Economic Quarterly,
82, Spring
1996, pp. 77-94.
Humphrey,
David B., Lawrence B.
Pulley, and Julla M.
Vesala.
"The Check's in
the Mail: Why the United
States Lags in the Adoption
of Cost-Saving Electronic
Payments,"
Journal of
Financial Services
Research, 17,
2000, pp. 17-39.
Humphrey,
David B., Lawrence B.
Pulley, and Julla M.
Vesala.
"Cash Paper,
and Electronic Payments: A
Cross Country
Analysis,"
Journal of
Money, Credit and
Banking, 28,
1996, pp.
914-39.
Ingo, Pippow
and Schoder
Detlef.
"The Demand for
Stored Value Payment
Instruments,"
Institute for
Computer Sciences &
Social Studies Freiburg,
Albert-Ludwigs-University
Freiburg, Working Paper,
April 2002.
Kahn, Charles
M., James J. McAndrews, and
William Roberds.
"A
Theory of Transactions
Privacy,"
Federal
Reserve Bank of Atlanta,
Working Paper 2000-22,
2000.
Kennickell,
Arthur B. and Myron L.
Kwast.
"Who Uses
Electronic Banking? Result
from the 1995 Survey of
Consumer
Finances,"
Washington:
Board of Governors of the
Federal Reserve System,
Finance and Economics
Discussion Paper Series
97-35, 1997.
Kuttner,
Kenneth N. and James J.
McAndrews.
"Personal
On-Line
Payments,"
Federal
Reserve Bank of New York
Economic Policy
Review, 7(3), December
2001, pp. 35-50.
Lee, Boon-Chye
and Olyjoke
Longe-Akindemowo.
"Regulatory
Issues in Electronic Money:
A Legal-Economics
Analysis,"
Netnomics,
1(1), March 1999, pp. 53-70.
Mann, Ronald
J.
"A
Payments Policy for the
Information
Age,"
University of
Michigan Law School,
Working Paper 00-001,
2000.
Mantel,
Brian.
"Why Do
Consumers Pay Bills
Electronically? An
Empirical
Analysis,"
Federal
Reserve Bank of Chicago
Economic
Perspectives, 25,
2000, pp. 32-47.
Mantel,
Brian.
"Why Don't
Consumers Use Electronic
Banking Products? Towards A
Theory of Obstacles,
Incentives, and
Opportunities,"
Federal
Reserve Bank of Chicago,
Emerging Payments
Occasional Paper EPS-00-1,
2000.
McAndrews,
James J.
"E-Money and
Payment System
Risk,"
Contemporary
Economic Policy, 17, 1999,
pp. 348-57.
McAndrews,
James J.
"The Role of
Direct Presentment in
Non-Cash
Payments,"
Federal
Reserve Bank of New-York,
Research Paper,
1997.
McAndrews,
James J. and John
Wenninger.
"Capturing the
Information Content of
Money: Competition and
Transaction
Tracking,"
Federal
Reserve Bank of New York,
Mimeo, 1999.
McAndrews,
James J. and Kenneth N.
Kuttner.
"Personal
Online
Payments,"
Economic Policy Review, Federal
Reserve Bank of New York,
7(3), December 2001.
McAndrews,
James J. and William
Roberts.
"A
General Equilibrium
Analysis of Check
Float,"
Journal of
Financial
Intermediation,
8,
1999, pp.
353-77.
Mester,
Loretta J.
"The Changing
Nature of the Payments
System: Should New Players
Mean New Rules?"
Federal
Reserve Bank of
Philadelphia Business
Review, March-April
2000, pp. 3-26.
Murphy, Neil
B.
"Determinants
of Household Check Writing:
The Impacts of the Use of
Electronic Banking Services
and Alternative Pricing of
Services,"
Financial
Services Review,
1,
1994, pp. 35-44.
Osterberg,
William P. and James B.
Thomson.
"Network
Externalities: The Catch-22
of Retail Payments
Innovations,"
Federal
Reserve Bank of Cleveland
Economic Commentary,
February
1998.
Oxley, Joanne
E. and Bernard
Yeung.
"E-Commerce
Readiness: Institutional
Environment and
International
Competitiveness,"
Journal of
International Business
Studies, 32(4),
2001, pp.
705-23.
Piffaretti,
Nadia F.
"A
Theoretical Approach to
Electronic
Money,"
Faculty of
Economic and Social
Sciences, University of
Fribourg, Working Paper
302, February
1998.
Prescott,
Edward S. and Daniel D.
Tatar.
"Means of
Payment, the Unbanked, and
EFT '99,"
Federal
Reserve Bank of Richmond
Economic Quarterly,
Fall 1999, pp.
49-70.
Prinz,
Aloys.
"Money in the
Real and the Virtual World:
E-Money, C-Money and the
Demand for
CB-Money,"
Netnomics,
1(1), 1999,
pp. 11-35.
Radecki,
Lawrence J.
"Banks'
Payments-Driven
Revenues,"
Federal
Reserve Bank of New York
Economic Policy
Review, 5, 1999, pp.
15-34.
Roberds,
William.
"The Impact of
Fraud on New Methods of
Retail Payment,"
Federal
Reserve Bank of Atlanta
Economic Review,
1998, pp.
42-52.
Roberds,
William.
"What's Really
New About the New Forms of
Retail Payment?"
Federal
Reserve Bank of Atlanta
Economic Review,
82, 1997, pp.
32-45.
Roberds,
William and James J.
McAndrews.
"Banks,
Payments, and
Coordination,"
Journal of
Financial
Intermediation,
4,
1995, pp.
305-27.
Santomero,
Anthony M. and John J.
Seater.
"Alternative
Monies and the Demand for
Media of
Exchange,"
Journal of Money, Credit and Banking,
28(4), November 1996.
Schreft,
Stacey L.
"Looking
Forward: The Role for
Government in Regulating
Electronic
Cash,"
Federal
Reserve Bank of Kansas City
Economic Review,
82, 4th
Quarter 1997, pp.
59-84.
Shy, Oz and Juha Tarkka.
"The Market for Electronic
Cash Cards,"
Journal of Money, Credit
and Banking,
34, 2002, pp.
299-314.
Solomon,
Elinor H.
"What Should
Regulators Do About
Consolidation and
Electronic
Money?"
Journal of
Banking and Finance,
83, 1999, pp.
645-53.
Stavins,
Joanna
"Checking
Accounts: What Do Bank
Offer and What Do Consumers
Value?"
New England
Economic Review,
March 1999,
pp. 3-14.
Stavins,
Joanna.
"A
Comparison of Social Costs
and Benefits of Paper Check
Presentment and ECP with
Truncation,"
New England
Economic Review,
July 1997, pp.
27-44.
Stavins,
Joanna and Gautam
Gowrisankaran.
"Are There
Network Externalities in
Electronic
Payments?"
in
Proceedings of the 35th
Annual Conference on Bank
Structure and Competition:
Global Financial Crisis:
Implications for Banking
and Regulation, 1999, pp.
302-12.
Stavins,
Joanna and Gautam
Gowrisankaran.
"Network
Externalities and
Technology Adoption:
Lessons from Electronic
Payments,"
Federal
Reserve Bank of Boston,
Working Paper 99-5,
1999.
Weinberg, John
A.
"The
Organization of Private
Payment
Networks,"
Federal
Reserve Bank of Richmond
Economic Quarterly,
83, Spring
1997, pp. 25-43.
White,
Lawrence J.
"Technological
Change, Financial
Innovation, and Financial
Regulation: The Challenges
for Public
Policy,"
in Technology and Finance: Papers from the Discussion Series of the
New-York Academy of Sciences, September 1996.
Whitesell,
William C.
"Deposit Banks
and the Market for Payment
Media,"
Journal of
Money, Credit and
Banking, 24,
1992, pp.
483-98.
|
|
|